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FREE
LITERATURE
Page 2
In an effort to
assist you we offer the following brochures for your review. These
brochures are written by leaders in the housing industry and are made
available by Kalin Custom Homes through their membership in the National
Home Builders Association and other industry organizations.
You may
request your set of these brochures
by email or by phone, 815-215-0500
Paying
For Your New Home
For you, like most people, a home may be the biggest financial
purchase you ever make. Predicting the exact cost is a guess until
all choices are finalized. Information, planning, and
self-discipline are your best assurance of keeping costs under
control. Begin by determining how much cash you have (liquidity)
and how much you can borrow.
Topics: Your Assets; Amount You Can Borrow; Prequalifying;
Loan Application; Downpayment; Closing Costs; Fixed-Rate Mortgage;
Adjustable Rate Mortgages. Request Stock Item Lit007
How to Prepare for Closing
Closing or settlement (also called close of escrow in some states), is
a process that involves a lot of paper and a lot of money. When it all
stops sliding back and forth across the table, you own your new home.
Congratulations! Request Stock Item Lit008
 Moving
Into Your New Home
The activities of moving day are different from typical daily living.
You may hear yourself asking questions such as “Where’d we get all this
stuff?” or “Did you remember to bring the toilet paper?” The following
checklists can make moving a bit less chaotic. Request Stock Item
Lit009
Homeowner Orientation
 Your
new home is nearly complete. You are preparing for the closing and
getting ready to move. (Where did all this stuff come from?) At this
point your builder will contact you to schedule an appointment for your
homeowner orientation.
A homeowner orientation is a meeting at your new home that
provides you with a thorough demonstration of your new home and an
opportunity to confirm that the builder installed all of your selections
as you ordered them. Request Stock Item Lit010
Your New Home Care Plan
 Even
the smallest, simplest home contains thousands of parts. Each behaves in
predictable ways, and those behaviors result in maintenance tasks for
homeowners. Protecting the beauty and value of your investment begins on
the first day of ownership. Begin by reviewing the maintenance
information your builder provides and all manufacturers’ materials you
receive. Though you have operated similar products in previous homes,
minor changes can be significant. Request Stock Item Lit011
 Your
Home Buying Power
Tired of renting? Thinking about buying a home of your own? Perhaps
you are wondering if you can afford to buy a home. Although the thought
of sifting through financing requirements and options may seem confusing,
buying a new home may be easier than you think.
By performing some simple calculations and becoming more familiar with
the basics of financing, you can:
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Determine how much you can afford to spend on housing
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Find the financing that suits your lifestyle and budget
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Take advantage of tax deductions that are available only to homeowners
Request Stock Item Lit012
You may
request your set of these brochures
by email or by phone, 815-215-0500
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